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Point 9.7 is Now Available

We are excited to announce Point® version 9.7 is now available and ready for immediate deployment through MyCalyx by your MyCalyx Administrator.
Updates made in this release reduce data entry points on the Home Mortgage Disclosure Act (HMDA) screen and refine data collection required for Uniform Closing Dataset (UCD) and HMDA exports to be in accordance with the MISMO 2.6 standard.

More information is available at What’s New in Point

HMDA Reporting and Submission

Point collects HMDA data in an alpha/numeric text format. It does not convert the alpha/numeric text into the new required numeric value for a direct Loan Application Register (LAR) upload. The new format requires a service to handle a pipe delimited text file with numeric values to represent the text descriptions. Point customers have the option of using QuestSoft expert, third-party compliance software company well-versed in HMDA reporting.

Uniform Closing Dataset

The new Uniform Closing Dataset (UCD) requirements become effective September 25, 2017. We have received Fannie Mae UCD certification. This means that the UCD XML data export for Fannie Mae can be successfully completed from Point 9.6 which is now available. Certification for Freddie Mac is in progress. As soon as we receive the certification, we will send a notification to account primaries.

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